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For immediate release: Thursday, 17th August, 2006

NEW BOOK “IVA, BANKRUPTCY AND OTHER DEBT SOLUTIONS: THE DEFINITIVE GUIDE”

- Debt expert, James Falla, releases the book that banks don’t want you to read -

(London, 17/08/06) Amidst the controversy surrounding the widely reported growth in personal insolvency, James Falla offers the definitive guide to IVAs, bankruptcy and other debt solutions.

In the month that saw statistics reveal a 66% overall increase in individual insolvencies on the same quarter last year, “IVA, Bankruptcy and Other Debt Solutions: The Definitive Guide” promises to set the record straight on the options available to those in serious debt.

In this ground-breaking new book, TV and radio debt expert, James Falla, draws on his vast experience to produce a clear, simple analysis of the four main debt solutions: IVA, Bankruptcy, Debt Management Plans, and Debt Consolidation. Each chapter begins with a straightforward overview of the solution in focus, before summarising the advantages and disadvantages of that solution. A Q&A section then comprehensively tackles any questions you are likely to have, acting as a practical, step-by-step guide to each solution process. Each chapter closes with a case study, illustrating the solution in a real-life context, helping you to judge if the solution is right for you. A final chapter provides invaluable advice on how to manage your money following recovery from debt, while a simple jargon-free writing style, coupled with a comprehensive glossary, ensures that you are never lost amidst esoteric ‘money-speak’.

The book’s author, James Falla, commented:

“When you are in serious debt, burying your head in the sand can seem easier than taking action, and the number of debt solutions out there can seem to confuse the issue. This book provides a candid, thorough guide to the options available, helping people to inform themselves sufficiently to take those vital first steps towards becoming debt-free.”

“IVA, Bankruptcy and Other Debt Solutions: The Definitive Guide” is priced at £7.99 and is available to order in hardback from Amazon UK http://www.amazon.co.uk/gp/product/0955350409/202-7985452-8045420?v=glance&n=266239
or as an e-book via the book’s dedicated website (www.iva-book.com).

- Ends -

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About Thomas Charles & Co Ltd
James Falla has advised people who have personal debt problems since 1997. During this period he has helped 1000s of people through the IVA process and worked with many others who have decided to undertake both Bankruptcy and informal Debt Management Plans.

 

James co-founded Thomas Charles (www.thomascharles.com) with William Berry in 2004 with the objective of providing clear impartial advice and solutions for people in serious debt. James has made numerous TV and radio appearances, including BBC1 News, BBC News 24, and Wake Up To Money.

 

For further information, please contact:

Emily Cagle (NET121)

Tel: +44 (0) 20 8832 1200

Mob: +44 (0) 78 9485 5722

Email: emily@net121.com

 

Notes to Editor:

To request a complimentary hardback review copy, or to purchase copies of the book for resale, please contact

Emily Cagle on +44 (0) 20 8832 1200.

Individual copies of can be purchased online via Amazon UK (http://www.amazon.co.uk/gp/product/0955350409/202-7985452-8045420?v=glance&n=266239) or via the dedicated website: www.iva-book.com

 

 

Title: IVA, Bankruptcy and Other Debt Solutions: The Definitive Guide
Hardcover: 150 pages
Language: English
ISBN: 0955350409
Price: £7.99
Author: James Falla

Publication date:
1st August 2006.
Publisher: Blue Sky Publishing
 
     
 
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Thomas Charles - Media Coverage
 
  1 in 5 has £10,000 debts
The Metro - 02 August 2007

 
  1 in 5 adults 'has debts worth more than £10,000'
The Daily Telegraph - 02 August 2007

 
Thomas Charles on BBC News   James Falla interviewed on BBC News 24
BBC News 24 - 05 July 2007

 
  Don't let debt drive you crazy
The Sun - 05 May 2007

 
Thomas Charles on BBC News   James Falla interviewed on BBC News 24
BBC News 24 - 2 Februrary 2007

 
  James Falla on ITV's "Moral of the story
ITV- 21 January 2007

 
  James Falla interviewed on Channel 5
Channel 5 News -
2 Februrary 2007

 
  James Falla BBC Lunchtime News interview (Video clip)
4 Jan 2007 - Lunch news

 
Thomas Charles on Thomas Charles on Independent.co.uk   Live now, pay later: record numbers opt for 'soft bankruptcy'
4 Nov 2006

 
Thomas Charles on BBC News   Sharp rise in use of IVAs to clear debt
4 Nov 2006

 
Thomas Charles on Times Online   More will go to the wall
3 Nov 2006

 
  James Falla BBC News2 interview (Video clip)
3 Nov 2006 - 6pm news

 
  James Falla BBC interview (Video clip)
3 Nov 2006 - 5pm news

 
Thomas Charles on Times Online   Houses at risk as rate of personal insolvency jumps
5 August 2006

 
Thomas Charles on Thomas Charles on Independent.co.uk   One million living in fear of going bust
4 August 2006

 
Thomas Charles on Eeducation.guardian.co.uk   First class
29 July, 2006

 
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