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How Thomas Charles will help you

 

Key points:

  • An Informal Repayment plan has no time limit and can last for 10s of years, interest rates and charges are not frozen.
  • An IVA consists of reasonable payments over 5 years, interest and charges are frozen, any remaining debts are written off.
 
 

These videos provide brief advice and you should seek more specific advice to your needs, please contact us now to make sure you make the right decision. Thomas Charles are debt specialists and help 100s of people get out of debt every month. Our consultants will give advice free of charge on a home visit or over the phone.

Video Transcript "How Thomas Charles will help you ":

Hi my name is Jake and i am one of the Debt Advisors here at Thomas Charles.

If you need help the first thing i would do is give free objective advice on all aspects on debt. We would work together to find out which debt solution is best for you, whether it is bankruptcy, IVA, debt management plan, re-mortgaging or even debt consolidation. I will explain all the options to you so you can make an informed and educated choice.

Whatever option you go for, I will be able to provide you with a step by step plan to put it in place. To aid your understanding I can also send you a variety of free information packs, including our highly rated Credit Repair Guide and Debt Help leaflet.

If after this free consultation you wish to proceed with an IVA, I'll spend some time with you on the phone analyzing your financial affairs in more details. Following this i will complete the 10 page IVA documentation on your behalf. This will then be sent to you to sign off and return to us along with relevant paper work that is required for your IVA.

I will then draft the IVA proposal and the next stage is for you to meet the Insolvency Practitioner face to face to discuss your IVA proposal and make sure you are absolutely happy to proceed. At all times i will regularly keep you up to date with how things are progressing.

At Thomas Charles we emphasize personal service.

All Debt Advisors have direct lines as well as out of hours emergency contact numbers, so you can get expert advice and support at anytime.

 
   
 
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Thomas Charles - Media Coverage
 
  1 in 5 has £10,000 debts
The Metro - 02 August 2007

 
  1 in 5 adults 'has debts worth more than £10,000'
The Daily Telegraph - 02 August 2007

 
Thomas Charles on BBC News   James Falla interviewed on BBC News 24
BBC News 24 - 05 July 2007

 
  Don't let debt drive you crazy
The Sun - 05 May 2007

 
Thomas Charles on BBC News   James Falla interviewed on BBC News 24
BBC News 24 - 2 Februrary 2007

 
  James Falla on ITV's "Moral of the story
ITV- 21 January 2007

 
  James Falla interviewed on Channel 5
Channel 5 News -
2 Februrary 2007

 
  James Falla BBC Lunchtime News interview (Video clip)
4 Jan 2007 - Lunch news

 
Thomas Charles on Thomas Charles on Independent.co.uk   Live now, pay later: record numbers opt for 'soft bankruptcy'
4 Nov 2006

 
Thomas Charles on BBC News   Sharp rise in use of IVAs to clear debt
4 Nov 2006

 
Thomas Charles on Times Online   More will go to the wall
3 Nov 2006

 
  James Falla BBC News2 interview (Video clip)
3 Nov 2006 - 6pm news

 
  James Falla BBC interview (Video clip)
3 Nov 2006 - 5pm news

 
Thomas Charles on Times Online   Houses at risk as rate of personal insolvency jumps
5 August 2006

 
Thomas Charles on Thomas Charles on Independent.co.uk   One million living in fear of going bust
4 August 2006

 
Thomas Charles on Eeducation.guardian.co.uk   First class
29 July, 2006

 
Recent Client Feedback:
 
Dean Windsor, 10 July 2008:
I don't really know what to write.
Keith you have been amazing over the last couple of months.more
Keith White Keith White rated:

kay carter, 06 July 2008:
Rabina was really helpful and she made me feel confident with my decision and fully informed of all ... more
Rabina Begum Rabina Begum rated:

pablo mendelssohn, 06 July 2008:
I think your service is fantastic! I was really confused on what to do with my finances and getting ... more
Indra Weight Indra Weight rated:

Richard Dixon, 04 July 2008:
Julia was very friendly & courteous, I could tell she knew her job and she treated me with the upmos ... more
Julia Simavi Julia Simavi rated:

paul, 04 July 2008:
today my IVA was approved and the service from both thomas charles and wilson philips my IP was firs ... more
Jake Simons Jake Simons rated:

Alexis, 04 July 2008:
Jake was an absolute brick when it came to setting up my IVA. The initial steps I believe can be the ... more
Jake Simons Jake Simons rated:

claire byrne, 03 July 2008:
Hi

I FELT YOU WAS VERY HELPFUL AND MADE SURE I FELT I COULD CONTACT YOU AT ANYTIME. OVERALL ... more
Zeb Khan Zeb Khan rated:

racahel walters, 02 July 2008:
a big thankyou just about sums up how great and helpful anne marie had ans still is being...everythi ... more
Ann Marie Ann Marie rated:

mr and mrs coffey, 01 July 2008:
we were very concerned about our debt we had and decided to look at an iva and found the company tho ... more
Indra Weight Indra Weight rated:

Genevieve White, 01 July 2008:
I don't know where to begin...nothing I could say would actually do Rabina any justice. The way Rab ... more
Rabina Begum Rabina Begum rated:

 

 

 

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