Thomas Charles & Co Ltd provides discreet advice and solutions for personal debt and insolvency problems. Our aim is to help you find the best solution to solve your debt problem and then help you put that solution into practice.

	We provide the following services to help you get out of debt:     Individual Voluntary Arrangement     Bankruptcy     Remortgage   Debt Management Plan     Loan Consolidation     See breakdown of all services

Friday, 1 November, 2007 HARDENING CREDITORS ATTITUDES FORCE DEBT UNDERGROUND - JAMES FALLA COMMENTS ON INSOLVENCY SERVICE STATISTICS   “These statistics are just as the industry has been predicting. The 14.3% year on year reduction in the number of IVAs is not down to a lessening of Britain’s personal debt, but rather to increased pressure from creditors. Creditors have made it more difficult for many people to propose an IVA, by asking for increasingly unaffordable returns and unrealistic caps on monthly living expenditure...   Click here to read the full release.         Thursday, 1 November, 2007 'BLACK CHRISTMAS' PREDICTED AS 12 MILLION BRITONS CUT CREDIT CARD SPENDING   -1 in 4 Britons will avoid credit cards this Christmas, with 15% of adults still struggling with over £10,000 in unsecured debt. That’s according to the latest quarterly research released today by leading debt consultancy, Thomas Charles.   > Click here for full article

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New! View our Online Media Clips:           • What is an IVA? • What is the difference between an IVA and Bankruptcy? • What is the difference between an IVA and an Informal _.Repayment Plan? • Why should you choose Thomas Charles?