About Us - Mishal Shuja - Thomas Charles and Co, Specialists in Debt Help and Advice

Discreet advice and solutions for people in serious debt

Meena Malhotra, Senior Debt Consultant

Personal Statement from Meena:
“While it may seem easier to just throw your hands up in the air and give up when faced with severe debt, you’d be surprised how apparent and straightforward a solution may be when laid out by an educated debt consultant. At Thomas Charles we realise that every situation is different and needs individual attention.”

Meena Malhotra


	If you would like to talk to me about your debt problems then please fill in the form below:
	Name:

	Email Address:

	Telephone:

	Message: Hi Meena Malhotra, I would like you to give me some advice on debt. My total debt is £xxx and I look forward to hearing from you.




	Please complete below to provide feedback on Meena Malhotra: Name: Email address:
	Feedback type: General Praise Complaint * * Please note that any complaint will be brought to the attention of the directors and swiftly responded to.
	Please rate the following out of 10:
	My communication skills and manner	out of 10
	My debt expertise and advice	out of 10
	My availability and speed of response	out of 10
	My overall performance	out of 10

	Please tell me what you think about my service, what I could do better or how we could improve?

Feedback from Sam Whelan on 17 April 2007:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
A real help in my time of financial crisis, would recommend to anyone facing financial break down.

Feedback from stuart bailey on 05 April 2007:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
thanks for all your help, I feel that some how life is getting back to normal

thanks again

stuart bailey

Feedback from KERRY CULLEN on 30 March 2007:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	9 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
The advise I received was extremely prompt and helpful. If I knew of anyone else in my situation I would certainly recommend them to Thomas Charles

Feedback from Mike on 23 March 2007:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
The royal mail !

Feedback from Chris Worrall on 23 March 2007:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
Meena,

Your service and skill is 100%
I honestly can’t think of any areas that you or Thomas Charles could improve on!

Thank you!

All the best

Chris Worrall

Feedback from steve sewell on 08 February 2007:

Ratings:
	Communication:	9 out of 10

	Debt Expertise:	9 out of 10

	Speed of Response:	8 out of 10

	Overall Performance:	9 out of 10

Personal Message:
Overall the experience, given how distressing being in this position can be, was handled professionally by Meena.

Thanks for your help.

Steve Sewell

Feedback from Andy Lombardi on 14 December 2006:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
I was initially surprised by your contacting me. It was so prompt considering I had left my details on your web site only a few hours earlier. It was a time of crisis for us, we had a lot of emotional things going on as well and we had finally agreed that we could cope no more, we needed help!

Nobody was punishing us more than ourselves, so we needed help and compassion without it being overbearing or patronising. You arrived and gave us exactly what we needed. Calmness in bundles, so that when I called after another nasty letter or phone call you would talk and listen then advise. When in a situation like this you feel helpless, small people with the whole financial world arraigned against you. We felt protected from the outset

Again, many thanks for a very professional service. We wish you well for the future.

Feedback from Horatio Chishimba on 13 December 2006:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
Her manner is both friendly and professional. Exactly what one needs in times of trouble.

Feedback from andrew slater on 19 September 2006:

Ratings:
	Communication:	8 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	9 out of 10

	Overall Performance:	9 out of 10

Personal Message:

Feedback from Wayne Stevens on 10 August 2006:

Ratings:
	Communication:	8 out of 10

	Debt Expertise:	8 out of 10

	Speed of Response:	8 out of 10

	Overall Performance:	8 out of 10

Personal Message:
Was very informative, and helped with any question I had. Would recommend her to anyone in my position

Feedback from john barnes on 10 August 2006:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
very good

Feedback from Mike Scheerer on 09 August 2006:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	10 out of 10

	Speed of Response:	10 out of 10

	Overall Performance:	10 out of 10

Personal Message:
I was extremely impressed with the speed of the response from Thomas Charles and the knowledge of the advisor that I spoke with.
It was unfortunate that Thomas Charles were unable to help me with my particular financial problems, however Meena was very quick to forward my details to another company that she thought would be able to help my with my circumstances.

Thank you Meena, I am now on the road to sorting out my problems and its all been due to your efficient and invaluable advice.

Feedback from Wayne Howles on 09 August 2006:

Ratings:
	Communication:	10 out of 10

	Debt Expertise:	9 out of 10

	Speed of Response:	9 out of 10

	Overall Performance:	9 out of 10

Personal Message:
I was very pleased and impressed by the swift and impartial advice given. Although Meena was unable to help in my particular circumstances, I found her telephone manner and advice given to be excellent.

Wayne Howles