James has advised people who have personal debt problems since 1997. During this period he has helped 1000s of people through the IVA process and worked with many others who have decided to undertake both Bankruptcy and informal Debt Management Plans.
James founded Thomas Charles with
William
Berry in Summer 2004.
IVAs Bankruptcy and other
debt solutions
James has written a
book to help people who are in debt.
The book is available from Amazon
here:
IVA and Bankruptcy Advice Book
Alternatively you can download a free PDF
version of the book from the support site at
www.iva-book.comm
James Falla
Personal Statement from James :
"More and more people are finding themselves weighed down by the burden of debt. It is easy to feel guilty and foolish if your debt has built up beyond your control. But, debt is not the end of the world. With correct advice, even what seems to be an insurmountable problem can be resolved. However, hoping that things will just go away by themselves is not the answer. The key to dealing with debt is act as soon as possible to get a solution in place."
